When must you report a car accident to the police?

Reporting a car accident to the police is crucial when there is injury, death, or property damage exceeding a specific amount. This requirement is rooted in safety and legal considerations. When injuries occur, involving law enforcement helps ensure medical assistance is rendered to those affected and provides an official record of the incident, which is vital for insurance claims and any potential legal actions.

In cases of substantial property damage, a police report can help establish fault and facilitate the insurance claims process. By documenting the event with an official record, all parties involved have a clear account of what transpired, which can help in resolving disputes that may arise later.

Other circumstances, such as a request from the other driver or merely exchanging insurance information, do not create a requirement to report the accident. Additionally, serious accidents may unfold without clear immediate injuries or fatalities, so the threshold of specific property damage ensures that even where less severe incidents occur, authorities are informed to maintain public safety and order.